Can they do this?
by Billy
(New York, NY)
I received a call from a sick relative today telling me that a person was trying to get in touch with me. They went on to say that this person wanted my relative to call me and then they could have a three way conversation-them, me and my relative. My relative did not agree to this and instead called me. My relative gave me the number given them and it was a number for FMA Alliance. I called and spoke to a woman who demanded that I make a payment on my debt today. I informed her that at this time I could not do this and she went on to tell me that I caused the debt and that I should make amends right now. I again told her that I could not make a payment at which time she got a little annoyed, raised her voice and told me that there was no way that the conversation was going to end until I made a payment to them.
After about 20 minuted of this her supervisor came on the line and said that I have to make a payment. I again repeated that I couldn't and that I would call them next month and hopefully things would be better and I could make a payment. I then informed her that since she was in contact with me and I was talking to them on the phone that they could leave my relative alone and not bother them because they are elderly and ill at which time the supervisor informed me that she would be calling this relative until the debt was paid.
Does this sound right or has this company violated the Fair Debt Collection Practices Act? What recourse do I have with this company? I have sent a letter asking them to no longer contact family, friends or neighbors and that I will only deal with them in writing? What else should I do?