Can my wifes vehicle be taken and sold to pay my debt?

(NC)

I have about 4 unsecured loans that I am probably going to be forced to default on due to financial problems (the mortgage beats out the credit cards). I have a vehicle that is in my wifes name only. WE also have a joint bank account.

In the state of NC, can my wifes vehicle be taken and sold to pay towards my debts? And in regards to our checking account, I understand wage garnishment in NC is not authorized, but can the bank account be seized for the money depositied into it?

And if my paycheck is direct deposited into an account that is only in my wife's name, can they seize money from it?