Can I be forced to get a job, can my wife's money in my account be taken?

by Jason B.
(wisconsin, USA)

My wife is mentally ill and on disability, she has severe bi-polar disease. Several years ago while manic, she charged up a lot of money on a credit card in MY name. Now they are taking us to court to attempt to collect. I have not worked in a couple years due to her disability. We also have a 6 year old with autism who collects SSI. Both of their checks are automatically deposited in my bank account.

Can the judge force me to work to pay the debt? Can the judge take my paid car? and can the judge take money out of my bank account if the only money in there is my wife's disability and my son's SSI?

We are located in Wisconsin if this at all helps answer the questions.

Comments for Can I be forced to get a job, can my wife's money in my account be taken?

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Oct 09, 2009
Your debt problem
by: Gerri

Jason,

This must be a very stressful time for you. You raise some very important questions, and the best person to ask is a Wisconsin consumer law or bankruptcy attorney.

While generally SSI payments are protected from creditors, you point out that you have other assets that creditor may want to try to reach if it is successful in its lawsuit against you. In addition, you raise some other relevant issues such as your wife's mental illness and your need to care for her.

You can get a free consultation with a bankruptcy attorney. Make a list of your questions, and get answers. Do this right away, as bankruptcy attorneys are very busy right now and it may take a little while to get in to see one.

Please come back and tell us what happens.

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