Can Debt Collectors Come to a Home?

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can debt collectors come to your house?

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Apr 13, 2011
Can Debt Collectors Come to a Home?

The federal Fair Debt Collection Practices Act (FDCPA) says that debt collectors can contact a consumer about a past due debt in person, by phone or via the mail. Therefore, debt collectors are legally permitted to come to your home to ask you to pay debts that you owe. In truth however, most collectors contact consumers through the mail or by phone because it's more convenient.

If you believe that the behavior of debt collector who shows up at your home is harassing, intimidating or threatening or if the debt collector uses obscene, profane or abusive language when speaking with you, you should contact a consumer law attorney in your area who helps people resolve problems with debt collectors. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here. The debt collector may have violated the FDCPA and you may have legal grounds for a lawsuit against the collector.

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