Can collection agencies use other peoples private line #'s( that are identified on caller ID) to contact you?

by H3artlock3t
(Texas)

Is it legal for a collection agency to use private phone numbers to identify themselves on the caller ID? I have received many calls from all over the country that are from different types of lines (i.e. private cell phone numbers, the EPA's number). Is this legal? I was under the impression that, by law, they have to identify themselves. I would like to turn the tables on these fraudulant collection agencies. What are my chances?

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Jul 21, 2012
Can collection agencies use other peoples private line #'s( that are identified on caller ID) to contact you?
by: Anonymous

I am not aware that what the collection agencies are doing is illegal. If you want to know for sure, consult with an attorney who helps consumers resolve their debt collection problems.

You are correct. The federal Fair Debt Collection Practices Act (FDCPA)says that when a debt collector talks to you for the first time about a debt you owe he must give you his name, the name of the name and address of his employer and the name of the creditor for whom he is collecting the debt. Then the collector must follow up the conversation within 5 days by sending you a letter containing this same information.

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