Can Chase refuse to give me my unemployment if I can't pay my Chase credit cards
I have applied for unemployment and was told I have to use my Chase, direct deposit account or a debit card that is sent to me and activated by calling the Chase, number they give you. My problem is that I have two credit cards with this bank and I will try hard to continue to pay them but if I can't pay them I am worried that they will take my unemployment and refuse to give me any money if I do default and can't pay them. My question is can they do that? and if they can is there something I can do to avoid this I am relying on my unemployment if I am approved to live on I have no other money.
Reply from DebtCollectionAnswers.com:
Kenneth - We can't offer you legal advice, but our understanding is that in New York State, unemployment benefits are safe from creditors.
You're right to be concerned. There's always a possible risk that the bank won't properly identify those funds and try to go after them, but theoretically at least, they should be safe.
You'll find more information here:
Click here to post comments
Return to Debt Collection Questions.
Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2016 by Mary Reed and Gerri Detweiler.
All rights reserved.