CAN BILL COLLECTOR COME TO YOUR HOME AND ADD $50 TO BILL FOR COMING?

by MARIA REYES
(CA)

CAN A BILL COLLECTOR COME TO YOUR HOME WHEN YOU ARE 30 DAYS LATE AND CHARGE$50 FOR VISIT ADDED TO YOUR ACCOUNT NOT IN THE CONTRACT

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Nov 23, 2010
Debt collector comes to home
by: Mary

Thanks for submitting your debt collection question on our Q&A page.

A debt collector is entitled to try to collect a debt in person, so the collector can come to your home. In reality however, it rarely happens, so your situation is unusual.

As for the $50 payment the debt collector says you must pay to compensate him for coming to your home, It's highly doubtful that you owe it. If the collector wants to go to the trouble of coming to your home, the time and effort involved is his cost of doing business, not something you should have to pay for.

I also want to mention that it's extremely rare that a debt would be turned over to a debt collector if it's just 30 days past due. In light of all of the facts of your situation, I recommend that you talk with a consumer law attorney with experience in debt collection cases. Learn how to get low cost or FREE legal help with your debt collection problem here. You may have grounds for legal action.

Please share what happens with your situation in the comments section for this question. We are very interested in hearing how this turns out for you, and your experience can help others who are struggling with debt collectors.

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