Can a debt collector contact me at or come to my work?

by Jamie F
(Chatt Tn)

I have a loan, and haven't been able to make the payments for over a month. These people have called my work place, now they have came to my work also.

Is this legal and what can I do?

Comments for Can a debt collector contact me at or come to my work?

Click here to add your own comments

Jun 07, 2011
Can a debt collector contact me at or come to my work?
by: DebtCollection Answers.com

The federal Fair Debt Collection Protection Act (FDCPA) allows a debt collector to contact you at work unless the collector knows that your employer does not want you to be contacted there. Therefore, if your employer does not want you to receive calls from collectors on the job, let the collector know. You can share that information with the collector over the phone but you should follow up by putting the same information in a letter. Make a copy of the letter for your files and mail the original letter to the collector via certified mail with a return receipt requested.

The FDCPA does not specifically prohibit a collector from coming to your workplace. Again however, if you make it clear to the collector that your employer does not want you contacted on the job, then the collector cannot come to your workplace again. Also, you should know that if the collector tells your employer or one of your co-workers why he wants to talk with you the collector has violated the FDCPA.

If the collector continues contacting you at your job once you've told him not to, you may want to get in touch with a consumer law attorney who helps consumers resolve their debt collection problems. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

One other piece of advice, I recommend that you go here to download a copy of our
Free Debt Collection Worksheet. Keep the form next to your phone at work and fill it out each time the collector contacts you at your place of employment by phone or in person after you have told him not to. Your worksheet information could be very helpful if you decide to take legal action against the collector.


Click here to add your own comments

Return to Debt Collection Questions.