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Can A Collection Agency Put A Collection On My Credit For A Verbal Lease I Did Not Agree To

by pamela
(homewood)

I have been placed in collection for not living out a verbal lease that i never agreed to. My original lease was over in 9/2010, i notified the apartment complex that I was closing on my house on 10/21/2010 and asked if i could extend my lease for an additional month. I was told that I would be able to extend the lease for an additional month for a $25.00 fee.

Prior to moving out of the complex after residing there since 2004 without any issues with paying my rent, I contacted the office to inquire about a final walk through. I was told that if someone was available I would be able to do a final walk through, but if no was available at the time I would receive a notification in the mail when the walk through was complete.

I did not agree with their method because I was warned by a 17 year former tenant that the complex falsify findings after the tenant move to keep the security deposit. I decided to live out my security to be on the safe side. I did clean the apartment and the carpet as listed in the lease. I have the receipt for the professional carpet cleaners. The keys were turned in on 11/1/10 after the carpet cleaners were done.

I received a letter in the mail from a collection agency representing the complex attempting to collect over $2,000.00 for not completing a verbal lease which according to them would have ended in 12/2010. There were also late fees for the two months, attorney fees, and cleaning fees.

I have made several attempts to contact the original creditor, but to no avail. The collection agency is refusing to remove the information from my credit. Is this legal?

Comments for
Can A Collection Agency Put A Collection On My Credit For A Verbal Lease I Did Not Agree To

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Sep 23, 2011
Lease disagreement
by: DebtCollectionAnswers.com

Pamela,

We are going to have to recommend you consult with a consumer law attorney to find out what kind of recourse you have against this collection agency. You may be able to sue them for credit damage and perhaps for violations of other state or federal laws, but you're going to need an attorney to help you figure out whether it is worth it to go after them. Since a collection account can really drag down your credit scores, it may be well worth it.

If the cost to hire the attorney is too high, you may want to ask the attorney whether he or she recommends you take the collector to small claims court?

You can contact a local consumer law attorney with experience in debt collection/ landlord tenant cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Will you let us know what the attorney has to say?

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