Calls to me for regarding debt of my ex husbands new wife.

I have been divorced for 12 years. Today the phone rang at my Dad's house and I answered the phone and was asked if so and so was there. I was shocked because the person asked for is my ex-husband's new wife. They said they were a collection agency regarding the debt. I explained they had the wrong number and then lo and behold I get to my own house and there is a message on my answering machine asking for her too. What I want to know is what is going on. How would this agency have a number for my Dads's house and my house when I have absolutely nothing to do with this? This debt belongs to his new wife.

Comments for Calls to me for regarding debt of my ex husbands new wife.

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May 08, 2013
Calls to me for regarding debt of my ex husbands new wife.
by: Debtcollectionanswers.com

It is possible that your ex's new wife used you and your father as references on a credit application. If that is the case, it would be relatively easy given the wealth of information on the Internet to track down your phone numbers.

What is important for you to know is that although the debt collector is legally entitled to contact you and anyone else to find out how to get in touch with the new wife if it is having problems doing so, the federal Fair Debt Collection Practices Act (FDCPA) says that he cannot:

• Tell you why he wants to speak with your former husband's new wife and that he is working for a debt collection agency.

• Contact you more than once in an effort to obtain her contact information unless you ask the collector to call you again or unless he has reason to believe that you gave him incorrect information.

If you continue to get calls from the collection agency, write down the date and time of the call and what the collector said. Make this record keeping easy by using our Free Debt Collection Worksheet.

If the debt collector violates any of your FDCPA rights, it may be worth your while to contact a consumer law attorney about your options. Go here for a free consultation with a consumer law attorney. By the way, from what you write it sounds like the debt collector may have already violated the law given that you indicated that he identified himself as being with a collection agency.

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