Calls For Ex-husband's Debt

by Marianne
(Tacoma, WA USA)

My ex-husband has an existing debt and the collection agency keep calling and leaving messages at my home. I have contacted them to notify them that he is not at that number and to take me off their calling list. They have not done so and are still calling me. The debt was for a loan on a vehicle. If I did not co-sign on that paperwork can they make me responsible for the debt?

Comments for Calls For Ex-husband's Debt

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May 03, 2011
your ex's debt
by: DebtCollectionAnswers.com

Marianne,

Washington State is a community property states. In community property states, individuals may be liable for debts incurred by their spouses during the marriage.

It would be a good idea for you to find out whether that's the case here. You can contact a consumer law attorney for advice. We suggest you go to Naca.net to find one in your area.

If you are not responsible for this debt and the collector won't stop calling, you may be able to sue the debt collector. If the debt collector has broken the law, you may be entitled to damages and the collector may have to pay your attorney's fees. Discuss that with the attorney when you call them.

Nov 30, 2011
Card was paid off at time of divorce
by: Anonymous

When they were divorced they split the balance and paid off the card to prevent anything like this happening, so all of the debt on the card was accrued after the divorce. Does this make a difference?

Reply from DebtCollectionAnswers.com:

If the joint account was still open, with both spouse's name on it, then they are both still responsible. We recommend closing joint accounts when splitting up.

Jan 02, 2012
Ex-husbands debt
by: Cyn Jennings

i have creditors calling regarding my ex's debt and he has not even lived here for 7 years...and when he left i assumed all the debt from our marriage and paid that off. Your ex maybe giving your phone number to the agencies, or they can get information from social networking sites as well (don't friend the ex). if the debt was incurred after the date of separation you should be fine as far as your responsibility goes. i just find it totally annoying to have to deal with the phone calls which come in frequent bursts, even when i give them his number. Glad they are not after me!

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