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Calls at Work From Debt

by Cathy
(Raleigh, NC USA)

My husband's business that went under owes several credit cards and they are now calling me at work asking for a phone number for him.

I told them never to contact me again.

What are my rights?

Thank you

Cathy

Comments for
Calls at Work From Debt

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Feb 16, 2011
Collection calls at work for business debt
by: DebtCollectionAnswers.com

Cathy,

Under the federal Fair Debt Collection Practices Act, debt collectors must stop calling you at work if you ask them to do so. The problem is, however, that law does not apply to business debts. If these are business credit cards and not personal credit cards, then you don't have the protection of the FDCPA here, though there may be state laws that apply.

If the calls continue, it would not hurt for you to talk with a consumer law attorney to find out whether at the debt collectors are breaking other laws by continuing to call you at work over your husband's business debt.

You can talk with a consumer law attorney with experience in debt collection cases. Learn how to get low cost or FREE legal help with your debt collection problem here.

If your husband's business debts are large and he is unable to pay them, we would encourage you to get him to set up a a free consultation with a bankruptcy attorney to find out whether he needs to consider that option. Even if he doesn't want to file, it might be a good idea for both of you to talk with an attorney so you can find out what your options are if he is sued for these debts.


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