Brother co-signed my name to student loans
...without me knowing now getting calls from collections
My younger brother co-signed my name to a student loan several years ago without asking me and now I just got married and we are trying to buy a house and the bank pulls my credit for the approve of the house and they find a $14,000 collection on my credit that stated that Im the co signer on the account. I had no clue so the hunt started from there in the banks office trying to track down this account. I finally found the original creditor and they stated that they had sold the account to the collection agency. So i get my parents involved to help with the large amount. My parents took out a loan for almost $7,000 to pay it off. Now a few months later I'm getting a phone call from a law office stating that the account has been sold again to another collection agency and the remaining balance is $7700.
My husband and I have enough money is savings to cover the amount. My question is once the amount is settled, what do I need to do to get this off my credit so my husband and I can get approved for a house? and also want other steps could I have taken to not have paid any of this debut since my brother signed my name without my permission? I don't want my brother to go to jail... I just want my name off this horrible mess. Please help.