Blindsided by the card companies

by donna
(el paso texas)

...that won't lower interest rates and are resorting to breaking up homes.

I have been trying to negotiate with my credit card companies for a lower interest rate as they were pricing me out of my payments. The results were not only no but maybe in a year or so we can revisit your inquiry.

The bottom line is this my husband was contacted about my account that i had not paid in six months. He was told that they were going to take our home, take our car, and garnish my wages. This was their answer to a lower interest rate.
Can they do this?