Bills received at my place of employment

I live in New York State and recently received a medical bill at my place of employment. The name on the outside of the envelope was the doctors name and billing address and my name. The first bill I received had my name, place of employment and the medical services provided for me. The second bill I received just said anesthesia services, balance forward and did not specify the procedure. Even though it was addressed to me, it was opened by the mail department because that is the company procedure. The mail room is not suppose to "review" my mail but they do normally discard the envelope or staple to the correspondence. I think this is a billing company but I am unsure, therefore would like to know my course of action, if any. What are the rules if it goes too or is a collection agency? Can they lawfully send me correspondence at work? The mail is left on my desk.

Comments for Bills received at my place of employment

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Dec 04, 2011
Bills received at my place of employment

Bills as well as collection notices can be mailed to your workplace. However, if what you are receiving are collection notices from a debt collector, the federal Fair Debt Collection Practices Act (FDCPA) gives you the right to tell the collector that you do not want to be contacted at your office and to ask that all communications related to your debt be sent to your home or some other address that you provide. Put this request in writing and send it certified mail with a return receipt requested. Make a copy of the letter for your files.

New York State has its own debt collection law and although I am not an attorney and not familiar with the law's specifics, I imagine it gives you the same right.

The FDCPA does not however, apply to creditors. So, if the correspondence you are receiving is coming directly from a medical provider, I recommend calling that provider to ask that they send all future correspondence to your home address or whatever other address you want to provide. It's possible that your state's debt collection law may apply to creditors as well as to debt collectors so if the medical providers do not comply with your request, I recommend that you find out if you have grounds for legal action under your state law.

If you are unable to stop the correspondence from going to your place of employment, consult with a consumer law attorney who helps consumers resolve their debt collection problems. Go here to learn about resources that can help you free consultation with a consumer law attorney.

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