Being sued for charges wife made on credit card

by Lenie
(Chicago, IL)

Husband took out a credit card in his name alone. Wife charged $2400 on card signing it "Mrs. Husband's Name". Debt has been sold to collection agency.

Can they prevail in court when the credit card agreement is only in husband's name with no authorized users but wife was able to charge and sign for merchandise by using Mrs.Husband's Name?

Reply from DebtCollectionAnswers.com

The scenario you described essentially sounds like there were unauthorized charges made by the wife. The question is whether you would be willing to report it as such and let your wife accept the consequences of using the card without authorization? It is unlikely you would be able to refuse to pay the bill without some repercussions for your wife. But we must point out we're not attorneys, and since you are being sued it would be wise to seek legal advice.

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