Being Sued by Bank

by Alma
(Medford, OR, Jackson County)

I had a checking account with US Bank in 2008 that I had borrowed $500 "andvance directive" from, due to being on maternity leave and had no income coming in. Went back to work early but had late fees on the $500. I had 3 $250.00 direct deposits from my paycheck into acct. in an attempt to pay them off. I contacted bank manager to see about getting overdrawn fees lifted, or I would never be able to pay off what I owed them because of the daily fees. Bank manager agreed. After the three direct deposits of $250.oo I stopped making more deposits becuase I couldn't afford child care and other living expenses as well and since bank manager agreed to lift feest I though I would be ok. I never heard from them and had my credit ran in 2011 of July and did not appear on my report. Now August 23, 2011 I heard from an attorney letting me know that they are suing me for 3,500. Turned out that bank manager never lifted the fees. I am so upset. What can I do?