Bad Debt, Collections, And Credit Reports

How long can collection agencies hurt my credit scores?

Reply from DebtCollectionAnswers.com:

Collection accounts may be reported for seven years and 180 days from the date you first fell behind with the original creditor. However, as negative information becomes older, it has less of an impact on your credit scores.

In our ebook Debt Collection Answers we go into detail with regard to your options for dealing with collection accounts on credit reports.