a credit card debt collector called me today

by tammy
(mt washington ky)

OK i received a call from a # today did not leave message so I called back they asked for me. I said ya what you need? He stated I owed a bill ok of almost 600. He did not ask me to verify anything he gave me my last 4 of my ss # and my mailing address? is that legal??

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Jan 21, 2016
your question
by: DebtCollectionAnswers.com

We're not sure what you think may be illegal but your scenario doesn't sound unusual. It's not uncommon for debt collectors to call consumers to try to initiate collection. As we explain in our free ebook, if the initial contact is by phone then they must send you written verification of the debt. We also explain what to do when you get an unexpected collection call. Our ebook is free; we suggest you download a copy and read it so you understand your rights when dealing with this collector.

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