$6000 Credit Card Balance Want to Settle
Divorced July 2009
Total debts as of October 2010
$5,000.00 credit card Home Depot Stopped payments
$1,000.00 credit card Lowe's Stopped payments
$4,200.00 credit card Chase payments current
$14,000.00 promissory to Ex-Wife payments current
Did a Short Sale Primary residence September 2010
NOW HAVE VERY BAD CREDIT
1st Mortgage $865,000.00 Deed released
2nd Mortgage $233,000.00 Deed released
3rd Mortgage $100,000.00 Deed released
Want to pay off Home Depot and Lowe's .40 cents on the dollar then close account. I can show income to prove that I cant make the payments.
How can I do this?