5 year old account

by Peter
(Sanford)

I live in Florida and I just got a collection on my credit report for $148. I was in a hospital in 2006 (5 years ago) and I now got a collection on my credit report but i never got any invoices or bills from them. Can they do this?

Comments for 5 year old account

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Dec 05, 2011
Hospital bill 17 and 16 years old
by: Anonymous

Received a bill from a collection agency for 1996 and 1995 for my daughter who at that time was 6 years old, now she is 23. I have been working with that hospital where the bill came from for the last 11 years, never received any bill in the mail for the last 11 years I have been working with them. We do not have a billing or collection system going that far back with the hospital at this time. What is the statue of limitation on hospital trying to collect on claim that old?

Reply from DebtCollectionAnswers.com:

Do we understand you correctly that you have been making payments over the past 11 years? If so, then the statute of limitations may not have expired. Typically the statute of limitations starts when you stop making payments. If you've been making payments then you may have extended the statute of limitations.

Oct 18, 2011
5 year old account
by: Debtcollectionanswers.com

Your account with the hospital is past due and so the hospital is entitled to turn it over to collections and report it as such. However, you may be able to get that notation removed if you contact whomever has your past due account now (I am not sure from your question if the account is with the hospital's internal collections department or with an outside collector) and find out if it would be willing to do so in exchange for your paying what you owe in full right away. When you do, be sure to explain that you were never billed for the money you owe. That fact may provide you with some leverage. Even if you cannot get the notation removed, I recommend that you pay your debt asap assuming you have the money so that your credit report will reflect that you paid it. Doing so will minimize damage to your credit history and your credit score.

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