19 YEAR OLD JUDGEMENT

by ANNE
(HARTLAND, MI)

CAN MY WAGES BE LEGALLY GARNISHEED FOR A 19 YEAR OLD JUDGEMENT? THE ACTUAL DEBT OCCURRED EVEN EARLIER THAN 19 YRS AGO AND WAS SUPPOSED TO BE SETTLED IN THE FINALIZATION OF MY DIVORCE APPROX 7 YRS AGO AND WASN'T. MY WAGES ARE NOW BEING GARNISHEED BEGINNING THIS PAY PERIOD. I ALSO HAVE ONE OTHER JUDGEMENT FROM OVER 15 YRS AGO THAT WAS ALSO SUPPOSED TO HAVE BEEN TAKEN CARE OF IN THE DIVORCE AND HASN'T BEEN. SO FAR, I HAVEN'T HEARD FROM THAT COMPANY THAT MY WAGES WILL BE GARNISHED AND I'M ALSO WONDERING WHAT TO DO ABOUT THAT. HOW DOES THE STATUTE OF LIMITATIONS APPLY TO THESE SITUATIONS?
THANK YOU

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Dec 16, 2011
19 YEAR OLD JUDGEMENT
by: Debtcollectionanswers.com

A judgment can linger for a very, very long time if the judgment creditor (the company or individual with the judgment) renews the judgment before it expires. (It would expire at the point that the statute of limitation on the judgment runs out.) If that happens, the judgment creditor continues to retain the right to collect on the judgment. It appears that is what has happened with the two judgments you write about.

Given that it sounds like your ex was supposed to take care of both debts according to the terms of your divorce agreement and did not, I recommend that you meet with your divorce attorney to find out what you can do to enforce the terms of that agreement.

You may also want to meet with a bankruptcy attorney to find out if you are a good candidate for bankruptcy. Filing for bankruptcy would stop all efforts to collect from you, including the wage garnishment and give you and your attorney time to figure out what to do about the money you owe.

I would definitely meet with both attorneys sooner rather than later. Both initial consultations should be free. Go here to schedule a consultation with a bankruptcy attorney.


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