Having Debt Collection Problems?

We understand that juggling your bills is stressful. We also know that dealing with debts you can't pay can make that stress feel overwhelming. That's no way to live!

At DebtCollectionAnswers.com, our goal is help you reduce your stress and regain control of your life by giving you the information you need to understand your debt collection rights, along with your options when bill collectors contact you.

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Need Help Now? 
Call the Debt Hotline at 1-888-495-0133

What You'll Learn When You Read Our Book

When you read our ebook Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, you'll learn:

  • What collectors can and cannot do to collect from you.
  • What to do about old collection accounts.
  • Your options for dealing with collection accounts that are hurting your credit scores.
  • Sued for a debt? The one thing you should not do. 
  • What to do if you think that what a collector is doing is illegal.
  • Strategies for negotiating a settlement on a debt you can’t pay.
  • How to decide whether filing for bankruptcy is what you should do.
  • How to get free or low cost legal advice and assistance.
  • And much more! 

What Readers Are Saying About
Debt Collection Answers

"Your website is very helpful to anyone who has to deal with debt collectors. Your answer to my question was prompt, concise, and knowledgeable. I am going to recommend your book to everyone I know who has a debt!" –K.M., New Lenox, Illinois

"Gave me good honest answers without any sugar coating, thank you for this and also thanks for responding so quickly to my question. The answers you provided have helped me to know what avenue I need to take next as my next logical step". --T.S., Cheyenne, WY

“This dream team of debt experts can help you effectively deal with collection agencies. They’ll teach you how to fight back against unethical collection attempts and preserve your rights. Any consumer who’s being hounded by collectors or who has discovered an erroneous collection account on a credit report would profit from buying this book.” -- Liz Weston, the most-read personal finance columnist on the Internet (Nielsen/Net Ratings)

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About This Site

We are consumer advocates, not attorneys. Our goal is to help you find a solution that will allow you to put your debt collection problems behind you. This site provides educational information, not legal advice.

We wrote our book and created this site after hearing from so many people who are struggling with debts they can't pay but don't know where to turn. Most of the people we hear from aren't trying to get out of paying what they owe; in fact, sometimes it's just the opposite. Consumers sometimes pay collectors at the expense of essential bills.

Some people we hear from are worried about losing their jobs because they are getting calls about past due bills at work, while others are embarrassed that collectors have told their relatives or even their coworkers about the money they owe. We want to give these consumers - including you -information, tools and resources to resolve your debts and feel good about your financial future again. 

You can read a detailed review of our book on BadCredit.org,a website created to help Americans with subpar credit find the information and resources they need to make successful credit decisions. 

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2017 by Mary Reed and Gerri Detweiler.
All rights reserved.

Disclosure: We may receive compensation for marketing some of the services mentioned on this site. Above all though, our goal is to recommend products and services we believe can help our readers. You can learn more here.

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